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AARP Dental Insurance Plans and Benefits

AARP Dental Insurance Plans and Benefits

AARP is a well-known organization which helps individuals who are 50 years and older in many aspects of their lives. This organization also offers health insurance and dental insurance by affiliations with popular healthcare providers. The AARP dental plans offered by this organization are high in demand and the following will list your options with regard to a dental insurance plan via AARP.

The AARP dental insurance plan is unique because it is the only dental coverage used exclusively by AARP members. But even more importantly, Delta Dental was actually selected specifically by AARP for it’s members, giving them an amazing selection of dental coverage.

The cost savings is also incredible, and just the type of thing AARP members have grown quite accustomed to. Yup, AARP rocks!

So even though Delta Dental actually provides the dental coverage that AARP dental customers receive, you still get the great customer service that should always be expected with any superior dental insurance plan.

Delta Dental Insurance is actually part of the nation’s oldest and largest dental benefits system, so you know you are in super hands all along the way. Isn’t that sweet?

What Will You Get With an AARP Dental Plan?

The AARP has joined forces with Delta Dental to offer a high quality dental insurance option for individuals who are 50 years and older. The Delta Dental PPO allows you to choose from over 104,000 dentists nationwide which provides quite a bit of options for you, the insured. The dentists whom you choose from have agreed to accept lower payments from Delta Dental PPO insured individuals than what they usually charge. You will therefore have low out of pocket expenses and will pay only your portion of the deductible owed. There are two plans which you can choose from, Plan A and Plan B. Plan A is a more inclusive plan with a higher coverage rate and therefore higher premium whereas Plan B has a bit lesser coverage yet lower annual premium. With this dental plan there are also no claims forms for you to fill out and the paperwork is minimal for the insured as the dentist will do most of the paperwork. Although the premium amount for your annual AARP dental plan will vary depending on where you are located, which plan you choose and how many people are on the policy, the cost is reasonable overall.

The Benefits of Choosing AARP Dental Plans

When reviewing the AARP dental plans you are certain to notice the benefits of doing so right away. First, since the Delta Dental PPO is affiliated with a reputable organization such as the AARP, you can rest assured that you are getting top notch dental service. Also, due to the organization affiliation you can also be guaranteed better rates in the way of annual premiums as the purpose of such a partnership is to offer the AARP members the best deals out there. Another benefit associated with the AARP dental plan is that there are plenty of dental providers to choose from within the network which opens up the possibilities for finding a desired dentist no matter where you live. Lastly, with AARP dental plans you have the added safeguard of being able to notify AARP should you have any complaints regarding the dental plan. AARP puts their good name on the line with their dental plan affiliation and will ultimately want to keep it that way should you have any feedback to give to them.

Sounds great, but what do I get?

Glad you asked. Let’s look at some of the amazing benefits all AARP dental insurance members regularly receive.

Big Savings

With the AARP dental plan, you get amazing out-of-pocket costs. When you visit an AARP dentist (which is actually also a Delta Dental PPO dentist) you save big money. All Delta Dental dentists charge hugely reduced dental costs to all AARP members. It’s a win-win for everyone!

Freedom of Choice

That’s right? You won’t ever get stuck with a dentist you just don’t want…period! You can actually choose from any licensed dentist, but of course you would get even more special advantages if you visit a Delta Dental PPO dentist instead.

Convenience

No more messy paperwork for you! It’s true. Delta Dental (or AARP dental) even handles all your paperwork FOR YOU. They pay benefits directly to the dentists, so you don’t have to worry about that either. Sounds great to me!

Huge Selection

Using AARP’s Delta Dentists is definately not child’s play. They are the big boys. You will always be able to find a great dentist close to your home with their huge selection of over 182,000 dentists offered.

They even have about 104,000 Delta Dental PPO dentists for even more convenience. You may even find out the dentist you use RIGHT NOW is already a member of this huge network! Wow, truly amazing selection indeed.

High Quality Standards

If you decide to go with an AARP Delta Dental plan, you should also know they provide a very high quality of service. All dentists in their plans have already previously agreed with all Delta Dental’s procedures in regards to verifying quality treatment. So rest assured you will have a dentist that truly knows their stuff.

If you are over 50 years of age and searching for a quality dental insurance provider, the AARP dental plan care of Delta Dental is a good one to review to see if it will fit your dental needs.